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Board of Directors

  • Corporate Governance
  • Administrative Structure
  • Board of Directors
The Board of Directors’ main responsibility is the Bank’s internal governance. It specifies, supervises and accounts for the implementation of the corporate governance practices that ensure the Bank’s effective and sensible management, including responsibility segmentation and prevention of conflict of interest. The Board of Directors is responsible for the Bank’s administration and the management of its property and all kinds of affairs.
 
The Board of Directors ensures that the Bank implements the appropriate internal governance policies, practices and procedures so that the Board of Directors is organized and operates according to the Business of Credit Institutions Law and the currently effective Directive on Governance and Management Arrangements of the Central Bank of Cyprus.
  • BoD Composition
  • Members' Curriculum Vitae
  • Legal Advisors
  • Registered Address/Number
  Full name Category Profession
Chairman Michael Colakides Independent Non- Executive Economist
Vice-Chairman Constantinos Papadopoulos Independent Non- Executive Accountant/Business Consultant
Members Lenia Georgiadou Senior Independent Non- Executive Economist
Konstantinos Koutentakis Executive Managing Director–
Alpha Bank Cyprus Ltd
Nicholas Mavrogenis Executive General Manager of Operations–
Alpha Bank Cyprus Ltd
Maria Agrotou Iacovidou Independent Non- Executive Business Consultant
 
Militsa Christodoulou Drakou Independent Non- Executive Business Consultant
Neophytos Karamanos Independent Non- Executive Business Consultant- IT matters
Aikaterini Marmara Non-Executive  Bank Employee, Alpha Bank S.A.
 
Secretary of the Board of Directors Nikitas Alkiviades   Manager of the Secretariat Division of the Board of Directors-
Alpha Bank Cyprus Ltd
Assistant Secretary of the Board of Directors Eleni Georgiou Stylianou   Secretariat Division of the Board of Directors-
Alpha Bank Cyprus Ltd

Michael Colakides -  Chairman
Independent Non-Executive Member
Economist 

He has a B.Sc. in Economics from the London School of Economics and an MBA from the London Business School. He held the positions of Head of FIG, Head of Corporate Finance and Local Corporate Banking at Citibank Greece, between 1979 and 1993. In 1993 he was appointed Executive Vice-Chairman at the National Bank of Greece, Vice Chairman of ETEBA Bank S.A. and member of the Board of Directors of other affiliates of National Bank of Greece. In the period 1994 – 2000 he held the position of Group CFO and Board Member of Titan Cement Company S.A. During 2000 – 2007 he served as Vice-Chairman and Managing Director of Piraeus Bank S.A. overseeing the domestic Wholesale and Retail Banking business as well as the Group’s International network and activities. In 2007 he joined EFG Eurobank Ergasias S.A.  and assumed the position of Deputy CEO and Executive Member of the Board and  Group Risk Executive, overseeing the Risk Management functions of the Group (2007 – 2013).  Since 2014 he holds the positions of Group CFO of Titan Group and Managing Director of Titan Cement International S.A. In November 2021, he was appointed as the Chairman of Alpha Bank Cyprus Ltd’s Board of Directors.
 

Constantinos Papadopoulos - Vice-Chairman
Independent Non-Executive Member
Accountant, Business Consultant 


He has a BSc (Econ) in Accounting and Finance from the London School of Economics and is a Fellow of the Association of Chartered Accountants in England and Wales. From 1978 to 2012 he worked at Coopers & Lybrand (later renamed PriceWaterhouseCoopers), where he became a partner in 1982. He served as Member of the Executive Board of the firm and as Deputy Managing Partner. He has also served as President of the Council of the Institute of Certified Public Accountants of Cyprus between 1993 and 1995, Chairman of the Board of the Cyprus Stock Exchange between 1993 and 2000 and President of the Cyprus-Greece Business Association between 2004 and 2008. He has served on the Board of Directors of the Bank since October 2015 and in January 2019 he was named as Senior Non-Executive Independent Member.  Since November 2021 he holds the position of the Vice-Chairman of the Board of Directors.

Lenia Georgiadou
Senior Independent Non-Executive Member
Economist 

She studied Economics at the London School of Economics and gained practical experience both on Financial Analysis and Policy and on Management and Investment Appraisal, having attended relevant courses at the International Monetary Fund (IMF) and the Pittsburgh University, respectively. Mrs. Georgiadou started her career in the Central Bank of Cyprus in 1970, where she held various positions until her retirement in 2010 from the position of the Director of Domestic Banking Services. She served as Chairwoman on the Board of Directors of SPE Tamassos-Orinis & Pitsilias, a Cooperative Credit Institution, between 2014 and 2016 and as Chairwoman on the Board of Directors of the General Insurance Co Ltd from April 2013 to September 2013. She also served as Member of Bank of Cyprus’ Board of Directors and Eurolife Ltd’s Board of Directors from April 2013 to September 2013. She has been a Member of the Board of Directors of the Bank since, January 2017 and in November 2021 she was named as Senior Non-Executive Independent Member.

Konstantinos Koutentakis 
Executive Member 
Managing Director, Alpha Bank Cyprus Ltd 


He graduated from Stanford University (BSc in Electrical Engineering and MSc in Engineering Economic Systems), and also holds an MBA from INSEAD Business School. From 1994 until 2000 he held the position of General Manger at Lancome-L’Oreal Hellas.  He joined Alpha Bank Group in 2002. Initially, he worked at Alpha Mutual Funds, a Group Company of Alpha Bank S.A.. In 2007, he joined Alpha Bank S.A., where he has held various managerial positions, among others, the positions of Head of Retail Distribution Strategy, Head of Asset Gathering, Personal Banking Segment, Mass Segment & CRM, and the position of Executive General Manager – Asset Gathering Management. In April 2017 he was appointed Managing Director of Alpha Bank Cyprus Ltd and Executive Member of the Bank’s Board of Directors.

Nicholas Mavrogenis 
Executive Member
General Manager of Operations, Alpha Bank Cyprus Ltd

He holds a BEng in Electrical and Electronics Engineering and an MSc in Engineering and Physical Science in Medicine from Imperial College of Science and Technology, University of London. He continued with a postgraduate MBA also from Imperial College London. He started his career with Alpha Bank Cyprus Ltd in 1994, where he was  later appointed, as Manager of Alpha Finance Cyprus Ltd (the Bank’s Investment Banking Company) with the responsibility to set up and operate the company. Following that, he held the positions, among others, of Manager of the Cards Division, which had the responsibility of assessing all retail credit applications and Head of Organization Division. Since April 2013, he serves as the Bank’s General Manager of Operations Member of the Board of Directors and he is responsible, among others, for the Bank’s Digital Transformation.

Maria Agrotou Iacovidou
Independent Non-Executive Member 
Business Consultant


She graduated from University of Essex with a B.A (Hons.) in Economics and holds an M.Sc. in Accounting and Finance from the London School of Economics. She started her career in 1983 in The Cyprus Investment & Securities Corporation Limited (CISCO), member of the Bank of Cyprus Group, where she gained wide experience in both Investment Banking and Capital Markets, serving as Head of the Department. In 2004 she joined Societe Generale Bank Cyprus Ltd as Head of the Corporate and Project Finance Department. In 2010 she moved to Barclays Bank Plc-Cyprus branch as Head of Business Development. In 2016 she assumed the position of Country Manager (Cyprus). In addition, Mrs. Agrotou Iacovidou has been a Member on the Board of Directors of Universal Life Insurance Public Company Ltd, since April 2017. She was appointed on the Bank’s Board of Directors, in February 2019.

Aikaterini Marmara
Non-Executive Member
Bank Employee, Alpha Bank S.A


She holds a BSc in International and European Economic Studies from the Economic University of Athens and a M.Sc. in International Banking and Financial Studies from the University of Southampton (UK). She started her career in 1997 at Alpha Bank S.A., where she held various positions in the Treasury Division and the Trading Division, gaining wide banking knowledge and experience and a specialty in the said areas. Since 2013, she serves as Head of the Trading Division  and since 2016, until today, she holds the position of the Senior Manager of the Trading Division in Alpha Bank S.A. (Alpha Bank Treasurer), participating among others, in Alpha Bank Group ALCO Committee, in Bank of Greece Treasurers, Markets & Trading Committee and in Alpha Life (Alpha Group Insurance Company) Investment Committee. She has been a Member of the Bank’s Board of Directors since, January 2020.

Militsa Christodoulou Drakou
Independent Non-Executive Member
Business Consultant


She graduated with a BSc (Hons) in Economics from the London School of Economics and Political Sciences (LSE).  She continued with a postgraduate MBA from the Anderson Graduate School of the University of California at Los Angeles (UCLA).  She was employed, abroad, by Procter & Gamble Co. (P&G) as a brand manager.  She then worked for the Cyprus Development Bank Public Company Ltd (CDB Bank) from 2008 to 2013, initially as a financial analyst, progressively as a manager and senior manager in the Banking Division and then as Senior Executive Manager of the Bank’s Corporate Banking Division.  She is a professional consultant in banking and finance. She was a member of the Committee of Institute of Financial Services (IFS) Cyprus, a Chairwoman of the Board of Directors of LCP Holdings and Investments Public Ltd, a Νon-Εxecutive member of the Board of Directors of the Cyprus Investment and Securities Corporation Ltd (CISCO) and an executive member of MFO Asset Management Ltd. She was appointed on the Bank’s Board of Directors, in January 2020.

Neophytos Karamanos
Independent Non-Executive Member
Business Consultant- IT matters

He graduated from Washington University at St. Louis Misouri (BSc Computer Science, BSc Electrical Engineering, MSc Electrical Engineering) and also holds an MBA from Henley Management College (UK) and a Doctorate in Professional Studies from Middlesex University (UK). He started his career in 1988 at IBM, where he worked for 8 years as a Technical Consultant and Project Manager for the Banking Sector. He then moved to Laiki Bank (1996 to 2009) where he held the position of the Director of Information Technology for 9 years. In 2009, he moved to JCC Payment Systems as the company’s General Manager, a post he held until 2015. In parallel, from 2008 until today he is a Lecturer at the University of Nicosia teaching in the area of Business Administration at the postgraduate level. He is an Executive Director of the company N.A. Inspire Objects Ltd, which engages in software development and provides IT consulting services. He is a Member of the Board of Directors of Alpha Bank Cyprus Ltd, since August 2022.

Nikitas Alkiviades
Secretary of the Board of Directors 
Manager of the Secretariat Division of the Board of Directors, Alpha Bank Cyprus Ltd 


He holds a BSc in Economics from the Athens University of Economics and Business and an MBA from the ΜΙΜ Mediterranean Institute of Management. He is a Fellow of the Association of Certified and Chartered Accountants of England and Wales is a Member of the  Institute of Certified Public Accountants of Cyprus. In 1997, he was employed by Alpha Bank Cyprus Ltd, having gained considerable experience in various areas, including Arrears, Investment Services, Internal Audit and Wholesale Banking. Since 2016, he was appointed as the Bank’s Secretary of the Board of Directors and Head of the Secretariat of the Board of Directors Division.

Chrysafinis & Polyviou
P.O.Box 21238, 1025 Nicosia
Registered Address
• Chilonos and Gladstonos Street
Stylianou Lena Square
1101 Nicosia

Registered Number
• H.E. 923 (Private Company) 

Useful Tools

  • Safety tips
  • Accumulated Savings Amount Calculator
  • Privacy Notice for Protection of Personal Data
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Regulatory framework

  • Investor Compensation Fund
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  • General Terms and Conditions
  • MiFiD Directive
  • Single Payment Transactions Terms
  • Deposit Guarantee Scheme
  • Common Reporting Standard - CRS
  • DAC6
  • Foreign Account Tax Compliance Act - FATCA
  • SEPA / Regulation (EU) No.260/ 2012
  • Compliance Division
  • Patriot Act Certification
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  • Whistleblowing Policy and Procedures
  • Crossborder fees / Regulation (EU) 2019/518
  • Terms of Use of Social Media
  • LIBOR Transition to Alternative Risk-Free Rates

For your information

  • BREXIT FAQ
  • Rights when making payments in Europe
  • Information Material
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  • How to protect your cards
  • Statement of Fees
  • Financial Indicators
  • Useful Pages

Useful links

  • The Financial Ombudsman of the Republic of Cyprus
  • Central Bank of Cyprus
  • European Central Bank
  • Association of Cyprus Banks
  • Consumer Protection Service – Ministry of Energy, Commerce and Industry
  • Directive on Arrears Management of 2015
  • Guide on the Code of Conduct on the Handling of Borrowers in Financial Difficulties

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