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Deposits
Deposit Accounts
Meet your banking needs and give flexibility to your everyday transactions.
Term Deposits
The deposit accounts that meet every need and offer competitive deposit rates and privileges at the same time.
Foreign Currency Accounts
Foreign Currency Accounts are mainly addressed to depositors with higher income, non-Cypriot residents, as well as repatriates and international businesses. 
Cards
Credit Cards
Benefit from Alpha Bank reward programs and enjoy your privileges right from your first transaction.
Debit Cards
Make your daily life easier with Alpha Bank debit cards. 
Card Reward Programs
Enter a world of unique benefits and services offers by the Alpha Bank cards' Reward Programs.
Card Services
Fast pay, greater security and instant notifications with Alpha Bank card services.
Useful Card Information
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Loans
Alpha Housing Loans
Alpha Bank offers solutions for real estate buying.
Consumer Loans
We support every new step you take and meet every personal need you have. 
Adjustment Programs
Viable solutions with debt modification and loan arrangments according to your financial state and nees. 
Special Schemes
Alpha Payroll
Open your payroll account with Alpha Bank and enjoy unique beneftis and discounts.
Alpha Welcome Pack
Enjoy unique benefits and privileges and build an all-around relationship with your Bank.
Alpha Welcome Youth Pack
Invest in the future by selecting the right benefits and privileges package, designed to meet your student life nees or support you in your first professional steps. 
Alpha Start Up
Start your student or professional life by opening the right account for your needs. 
Alpha Newlyweds
Start your life together with privileges and high interest rate with the right deposit account. 
Alpha Minor - Save
Provide for your child's future with a deposit account specially designed for minors. 
Alpha Pension
Ensure a high standard of living with a deposit scheme that offers all the privileges of a deposit current account.
Investments
Mutual Funds
In cooperation with leading global investment companies, Alpha Bank offers to its Alpha Bank Gold Personal Banking customers the choice from a wide-ranging selection of mutual funds accessing globally the largest International markets in financial products.
Brokerage Services
Take advantage of Alpha Finance Greece’s market leading position and enjoy high quality brokerage services from Alpha Bank
Insurance
Health
Protect yours and your beloved ones' health and ensure the best possible care in case of unexpected events. 
Future & Savings
Provide now for the future by selecting the right insurance plan. 
Life and Protection
Protection insurance plans you can combine with other insurance or savings plans.
Property & Personal Items
Insure your house or your business by choosing plans that inspire trust and security.
Alpha e-Banking
Alpha e-Statements
Manage easily and quickly your accounts through Alpha e-Banking secure environment. 
Alpha Web Banking
Manage easily and quickly your accounts and perform safely your transactions through your laptop or desktop, whenever you need to.
Alpha Mobile Banking
Get instant access to your account and perform easily and quickly transactions any moment, wherever you rare, through your mobile phone or your table. 
Alpha ATM Banking
Perform basic transaction around the clock on Alpha Bank enhanced Automatic Teller Machines (ATM), quickly and securely. 
 
Alpha API Banking
Discover open banking, experiment with software applications and develop applications and services addressed to Alpha Bank clients.
Alpha SecureCode
Alpha SecureCode service protects you from non-authorized transactions by offering an extra level of security for your online purchases.
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Advertised Product Name: Housing Loan - Alpha Subsidy Plus
 
Loan amount: € 100,000
 
Duration of loan: 40 years
 
Amount, frequency and number of installments: € 302.39 (480 monthly installments)
 
Total Repayment Amount: € 145,145.45
  
Base Rate*: 0,00% (Fluctuating interest rate, Euribor 6M (with a minimum of 0%))
 
Margin*: 2,00%

Annual Percentage Rate of Charge (APRC) calculated on 29/07/2020: 2.12%
 
Other charges included in the APRC: arrangement fees, documentation fees, stamp duties on documents / mortgage registration fees, mortgage and appraisal fees = € 1,771.75
 
Other expected expenses for the borrower not included in the APRC: the cost of life insurance for the borrower and fire/earthquake insurance for the mortgaged property.

* After the first 4 years and for the rest of the loan duration, the loan will be charged with Fluctuating Interest Rate, which comprises of Housing Loans’ Base Rate + margin as agreed with the Bank at the outset. The margin may be 0%, -0.05%, or -0.15%.
  • If you fail to pay your installments on a regular basis, you run the risk of losing your home.
  • There are charges for early loan repayment.
  • The amount of the installment and the total cost of the facility may increase or decrease depending on base rate fluctuations.
  • The consumer has the right to withdraw from the loan agreement within 5 working days from the signing thereof, provided no amount under the agreement has been disbursed.