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E-BANKING
Deposits
Deposit Accounts
Meet your banking needs and give flexibility to your everyday transactions.
Term Deposits
The deposit accounts that meet every need and offer competitive deposit rates and privileges at the same time.
Foreign Currency Accounts
Foreign Currency Accounts are mainly addressed to depositors with higher income, non-Cypriot residents, as well as repatriates and international businesses. 
Create now your own Alpha Online Term Deposit
Cards
Credit Cards
Benefit from Alpha Bank reward programs and enjoy your privileges right from your first transaction.
Debit Cards
Make your daily life easier with Alpha Bank debit cards. 
Card Reward Programs
Enter a world of unique benefits and services offers by the Alpha Bank cards' Reward Programs.
Card Services
Fast pay, greater security and instant notifications with Alpha Bank card services.
Useful Card Information
Get informed on anything new regarding Alpha Bank cards. 
Digital Wallet
Learn more about this easy and secure way to make your transactions.
Loans
Alpha Housing Loans
Alpha Bank offers solutions for real estate buying.
Consumer Loans
We support every new step you take and meet every personal need you have. 
Adjustment Programs
Viable solutions with debt modification and loan arrangments according to your financial state and nees. 
Special Schemes
Alpha Payroll
Open your payroll account with Alpha Bank and enjoy unique beneftis and discounts.
Alpha Welcome Pack
Enjoy unique benefits and privileges and build an all-around relationship with your Bank.
Alpha Welcome Youth Pack
Invest in the future by selecting the right benefits and privileges package, designed to meet your student life nees or support you in your first professional steps. 
Alpha Start Up
Start your student or professional life by opening the right account for your needs. 
Alpha Newlyweds
Start your life together with privileges and high interest rate with the right deposit account. 
Alpha Minor - Save
Provide for your child's future with a deposit account specially designed for minors. 
Alpha Pension
Ensure a high standard of living with a deposit scheme that offers all the privileges of a deposit current account.
Investments
Mutual Funds
Mutual Funds through the Alpha Bank Gold Personal Banking Service
Insurance
Health
Protect yours and your beloved ones' health and ensure the best possible care in case of unexpected events. 
Future & Savings
Provide now for the future by selecting the right insurance plan. 
Life and Protection
Protection insurance plans you can combine with other insurance or savings plans.
Property & Personal Items
Insure your house or your business by choosing plans that inspire trust and security.
Alpha e-Banking
Alpha e-Statements
Manage easily and quickly your accounts through Alpha 360 Web secure environment. 
The new Alpha 360 Web is here!
Log in now and enjoy a unique user experience, with more features and functions.
Alpha 360 Mobile
Get instant access to your account and perform easily and quickly transactions any moment, wherever you rare, through your mobile phone or your table. 
Alpha 360 ATM
Perform basic transaction around the clock on Alpha Bank enhanced Automatic Teller Machines (ATM), quickly and securely. 
 
Alpha 360 API
Discover open banking, experiment with software applications and develop applications and services addressed to Alpha Bank clients.
Alpha SecureCode
Alpha SecureCode service protects you from non-authorized transactions by offering an extra level of security for your online purchases.
Digital Wallet
Learn more about this easy and secure way to make your transactions.
Online Products

Obtain your banking products on-line, quickly and securely

Online registration
Register now Online with Alpha 360 Web from your mobile phone! Download the app and connect easily and quickly!
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Support center & FAQs SUPPORT CENTER
22 88 88 88
Daily Monday to Thursday 07:30 - 15:00 Friday 07:30 - 14:30

Alpha Residence

Cover your housing needs and choose the best option for your loan repayment. 
  • Grace period of up to two years
  • Installments starting from 310,24€/month
  • Loan amount covering up to 80% of the property's purchase value for first main residence
  • Loans
  • Alpha Housing Loans
  • Alpha Residence

Buy or remodel your dream house with advantageous terms

Alpha Residence is a housing loan offered to permanent residents of Cyprus for the purchase, building, completion or refurbishment of a house or an apartment, the purchase of land for construction purposes or the transfer of existing housing loans from other financial institutions.

  • <Characteristics
  • Required Securities
  • Information regarding interest rates
  • Warnings
  • Floating interest rate in Euro
  • Loan amount covering up to 80% of the property's purchase value for first main residence and up to 70% of the property’s purchase value for the second
  • Repayment through equal monthly installments with maximum duration of up to 40 years, including grace period. At loan maturity the debtor’s age must not exceed 70 years
  • Grace period of up to two years
  • Discount for Domestic Fireand Related Risks Insurance during the first year by Altius Insurance
  • Registration of a first legal mortgage over the financed property
  • Discount on Domestic Fireand Related Risks Insurance policy for the first year with Altius Insurance
  • Assignment of borrower’s life insurance policy
  • Any other guarantees that may be required by the Bank
  • Interest rate: 2,15% (Fluctuating, Housing Loan Base Rate = 2,00%  + margin 0,15%
  • Amount of grant: €100.000
  • Annual Percentage Rate of Charge (APRC): 2,26%% (calculated on 12/01/2022)
  • Duration of grant: 40 years (480 months)
  • Total payable amount: €150.548,50, Installment amount: €310,24 (480 monthly installments)
  • Other charges included in the Annual Percentage Rate of Charge (APRC): €1.632,10  arrangement and documentation fees, stamp duty fees, valuation fees and Land Registry fees.
  • Other expected costs for the borrower not included in the Annual Percentage Rate of Charge (APRC): the cost of life insurance for the borrower and the cost of fire / earthquake insurance for the mortgaged property
  • The granting of the loan is subject to the provision of satisfactory tangible collateral
  • If you fail to pay your installments on a regular basis, you run the risk of losing your home.
  • There are charges for early loan repayment.
  • The consumer has the right to withdraw from the loan agreement within 5 working days from the signing thereof, provided no amount under the agreement has been disbursed.
  • The amount of the installment and the total cost of the facility may increase or decrease depending on base rate fluctuations.
Lending Rates and Charges
Information regarding interest rates, any other charges and the Annual Percentage Rate (A.P.R.), using a representative example.
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Useful Tools

  • Safety tips
  • Accumulated Savings Amount Calculator
  • Privacy Notice for Protection of Personal Data
  • Exchange Rates
  • Deposit Guarantee Scheme
  • Monthly Loan Installments Calculator
  • Savings Duration Calculator
  • Monthly Savings Calculator
  • Declaration of Exemption of Defense Contribution

Regulatory framework

  • Investor Compensation Fund
  • Privacy Notice for Protection of Personal Data
  • General Terms and Conditions
  • MiFiD Directive
  • Single Payment Transactions Terms
  • Deposit Guarantee Scheme
  • Common Reporting Standard - CRS
  • DAC6
  • Foreign Account Tax Compliance Act - FATCA
  • SEPA / Regulation (EU) No.260/ 2012
  • Compliance Division
  • Patriot Act Certification
  • Wolfsberg AML questionnaire
  • KYC Statement
  • Whistleblowing Policy and Procedures
  • Crossborder fees / Regulation (EU) 2019/518
  • Terms of Use of Social Media
  • LIBOR Transition to Alternative Risk-Free Rates

For your information

  • BREXIT FAQ
  • Rights when making payments in Europe
  • Information Material
  • Online Transaction Safety
  • How to protect your cards
  • Statement of Fees
  • Financial Indicators
  • Useful Pages

Useful links

  • The Financial Ombudsman of the Republic of Cyprus
  • Central Bank of Cyprus
  • European Central Bank
  • Association of Cyprus Banks
  • Consumer Protection Service – Ministry of Energy, Commerce and Industry
  • Directive on Arrears Management of 2015
  • Guide on the Code of Conduct on the Handling of Borrowers in Financial Difficulties

For your service

  • Correspondent Banks
  • Base Rates
  • Lending Rates
  • Exchange Rates
  • Fee Information Documents
  • Charges Catalogue
  • Alpha Bank Gold Personal Banking Service Charges
  • Bank Holidays
  • Alpha Bank IBAN BIC / SWIFT Calculator
  • Service Hours

Phone Service

22 88 88 88 Monday to Thursday 07:30 - 15:00 Friday 07:30 - 14:30

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